Можно ли позже выйти на пенсию и как она изменится в зависимости от этого?

— Новым пенсионным законодательством, действующим с 1 января 2015 года, предусмотрена возможность отложить выход на страховую пенсию по старости, — разъясняют специалисты ПФР в Катав-Ивановском районе.  —  В результате при назначении пенсии позднее дня возникновения права на пенсию ее размер будет увеличен на соответствующие коэффициенты.

hand-588982_640 (1)Страховая пенсия по старости — самый распространенный вид пенсии в России. В большинстве случаев днем возникновения права считается день достижения общеустановленного пенсионного возраста (55 лет для женщин и 60 лет для мужчин) либо день возникновения права на досрочное назначение пенсии по старости (в связи с работой с вредными или тяжелыми условиями труда и т.д.).

В случае выхода на страховую пенсию по старости в более позднем возрасте, чем это предусмотрено законом, применяются коэффициенты повышения индивидуального пенсионного коэффициента и фиксированной выплаты.

Размер коэффициента повышения зависит:

— от периода времени, прошедшего со дня возникновения права на пенсию, до дня, с которого назначается пенсия;

— от условий назначения пенсии (на общих основаниях либо досрочно).

Коэффициент определяется исходя из числа полных месяцев, истекших со дня возникновения права на пенсию, в том числе назначаемую досрочно, но не ранее чем с 1 января 2015 года. Число таких месяцев не может быть ниже 12 и более 120.

Аналогичная возможность увеличить свою пенсию за счет коэффициентов повышения есть и для тех, кто уже является получателем страховой пенсии по старости. В случае отказа от получения установленной пенсии (в том числе досрочно) на период не менее одного года и последующего восстановления выплаты соответствующей пенсии, также будут применяться коэффициенты повышения индивидуального пенсионного коэффициента и фиксированной выплаты. Для отказа от получения назначенной страховой пенсии по старости необходимо обратиться с заявлением в территориальный орган ПФР по месту жительства.

В Челябинской области 418 южноуральцам пенсия по старости уже исчислена с применением коэффициента повышения.

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